Experience Mazda Ownership
Embark on Extraordinary.
Mazda Financial Services provides a variety of loan options to meet your individual needs.1
Between your local Mazda dealer and Mazda Financial Services, we'll help make financing your new vehicle nice and easy, whether new or Mazda Certified Pre-Owned. Visit your Mazda dealer for details.
Looking for more?
Here’s some additional information for your consideration.
College Graduate Finance Program
Experience a higher degree of exhilaration. If you’re a recent or soon-to-be college graduate—including a graduate of a select trade or vocational program—you may qualify for competitive APRs and lease terms on a new or certified pre-owned Mazda.2 You’ve earned this exciting milestone and we’re here to help guide your journey. Visit your local Mazda dealer for details. Get started here or visit your local Mazda dealer for details.
Loyalty Reward Program
Current Mazda owners can get a Loyalty Reward toward the purchase or lease of a new Mazda vehicle. Learn More.
Here are some common questions and their answers.
You can get standard new car financing rates and lease terms on either type of vehicle.1 New vehicles may have more warranty coverage. Mazda Pre-Owned vehicles may cost less than their new counterparts. Either type of vehicle will offer the great Mazda experience you've come to expect.
There are a few things that factor into how finance charges are calculated. On a simple interest contract, finance charges are calculated based on the unpaid principal balance of the contract. As each payment is made, the payment amount is applied toward the finance charges that have accrued since the last payment was received. The remaining portion of the payment is applied in accordance with the terms of your contract. Finance charges accrue daily based on the unpaid principal balance. Understanding Simple Interest.
On approved credit. Certain restrictions may apply and not all customers will qualify. See your participating Mazda dealer for additional information.
College Graduate Finance Program (which is not a rebate and instead offers competitive APRs and lease terms) is available on eligible lease or finance (including preferred option) contracts for new and untitled or Certified Pre-owned (CPO) Mazda vehicles. Subject to the foregoing limits and requirements below, the College Graduate Finance Program is available upon credit approval through participating Mazda dealers and Mazda Financial Services (MFS) for finance contracts with terms up to 84 months or lease contracts with terms up to 60 months for new and current year CPO vehicles or up to 48 months for two- and three-year old CPO vehicles. Not all applicants will qualify. To qualify for the College Graduate Finance Program, applicants must meet one of the following qualifications: Graduated or will graduate with a two-year trade or vocational degree or certification (within 6 months before graduation or within 24 months after graduation date) OR graduated or will graduate from an accredited community college, junior college, technical college or university with an Associate’s Degree (within 6 months before graduation or within 24 months after graduation date) OR graduated or will graduate from an accredited college, university or registered nursing program with a Bachelor’s Degree (within 6 months before graduation or up to 24 months after graduation date) OR currently enrolled graduate students attending an accredited graduate school or up to 36 months after graduation date with a Master’s or Doctoral degree. Eligible applicants must meet proof requirement under one the following applicable options: If graduating within 6 months: provide a letter from the registrar’s office stating graduation date and type of degree; OR provide a copy of transcript that states current classes, credits earned, or credits needed for degree. If graduated within 24 months from date of purchase: provide a diploma or copy of final transcript that states type of degree and date earned. If enrolled in an accredited graduate school: copy of current transcript confirming enrollment in a graduate degree program; OR letter from the college/university registrar’s office enrollment in a graduate degree program. At contract signing, eligible customers must furnish verifiable proof of present or future employment, which will begin within 120 days of credit approval, with a salary sufficient to cover ordinary living expenses and vehicle payments. During the last 24 months, all obligations on your credit report must have been paid within 60 days of the due date, and your credit report must not show more than $1,000 in total charge-offs. College Graduate Programs are subject to change or termination at any time. Additional restrictions apply. See dealer for details. Must pay sales tax. Void where prohibited by law. Not redeemable for cash.