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Plan to turn in your vehicle earlier than expected?

If you elect to part ways before your maturity date, here is what you need to know.

  • Servicemembers’ Civil Relief Act (SCRA): Eligible service members may terminate their lease agreement prior to the scheduled maturity date without early lease termination charges. You must contact us at 866-693-2332 to determine eligibility.
  • Gold Star Military Program1: Eligible service members and spouses of service members who have suffered death, a catastrophic illness or injury may be eligible for early termination. You must contact us at 866-693-2332 to determine eligibility.
1Cancellation or forgiveness of lease obligations may be taxable as income.  Please contact your tax advisor for more information.
  • Transfer of Lease: If there is someone who is interested in taking over the lease contract and obligations to the lease agreement, please contact us at 866-693-2332 to learn more about transfer criteria and options. 
  • Probate Lease Cancellation1: In the unfortunate event of death of all parties on the lease contract, there may be eligibility for early termination and forgiveness of any remaining lease payments. You must contact us at 866-693-2332 to determine eligibility. 
1Cancellation or forgiveness of lease obligations may be taxable as income.  Please contact your tax advisor for more information.
  • MFS will calculate your early return balance.  Where applicable, MFS will use the lowest calculation of this balance based on your lease agreement.
  • You will get a Lease-End Invoice 60-120 days after return as calculation of your balance may be determined after the vehicle is sold at auction.
  • Review the Return Your Vehicle  section to learn how to prepare and what to expect upon return.  

If you have any more questions, feel free to give your dealer a call.